Every week a Guardian Money reader submits a question, and it’s up to you to help him or her out – a selection of the best answers will appear in next Saturday’s paper.

My son turns 21 in a few weeks and would like cash for his birthday so he can go travelling. Relatives have started asking what he would like. Can we just tell them to give him money, or would that be rude? Would it be better to ask for travel-related gifts?

Do you have a problem readers could solve? Email your suggestions to money@theguardian.com or write to us at Money, the Guardian, Kings Place, 90 York Way, London N1 9GU


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